Context: The Mukhyamantri Majhi Ladki Bahin Yojana in Maharashtra has come under scrutiny following CAG observations on excess expenditure, financial management, and verification of beneficiaries. Large-scale beneficiary removals after e-KYC verification have also raised concerns regarding the scheme’s implementation.
Explanation
- Mukhyamantri Majhi Ladki Bahin Yojana is a Direct Benefit Transfer (DBT) scheme providing ₹1,500 per month to eligible women for financial empowerment.
- Eligible beneficiaries are women aged 21–65 years, resident of Maharashtra, with an Aadhaar-linked bank account and prescribed income criteria.
- Direct Benefit Transfer (DBT) transfers subsidies directly into beneficiaries’ bank accounts to improve transparency and reduce leakages.
- e-KYC (Electronic Know Your Customer) uses Aadhaar-based identity verification to authenticate beneficiaries.
- Comptroller and Auditor General (CAG) is a constitutional authority under Article 148, auditing Union and State government finances to ensure accountability and financial propriety.
La Excellence IAS Academy, the best IAS coaching in Hyderabad, known for delivering quality content and conceptual clarity for UPSC 2026 preparation.
FOLLOW US ON:
◉ YouTube : https://www.youtube.com/@CivilsPrepTeam
◉ Facebook: https://www.facebook.com/LaExcellenceIAS
◉ Instagram: https://www.instagram.com/laexcellenceiasacademy/
GET IN TOUCH:
Contact us at info@laex.in, https://laex.in/contact-us/
or Call us @ +91 9052 29 2929, +91 9052 99 2929, +91 9154 24 2140
OUR BRANCHES:
Head Office: H No: 1-10-225A, Beside AEVA Fertility Center, Ashok Nagar Extension, VV Giri Nagar, Ashok Nagar, Hyderabad, 500020
Madhapur: Flat no: 301, survey no 58-60, Guttala begumpet Madhapur metro pillar: 1524, Rangareddy Hyderabad, Telangana 500081
Bangalore: Plot No: 99, 2nd floor, 80 Feet Road, Beside Poorvika Mobiles, Chandra Layout, Attiguppe, Near Vijaya Nagara, Bengaluru, 560040
Mukhyamantri Majhi Ladki Bahin Yojana and DBT Governance